Public Sector Pension Superannuation
Seminar Agenda:
- The main pension scheme benefits – pension, tax free lump sum, ill-health and death-in-service, specific to each scheme grouping.
- AVCs – their purpose, the tax advantages, their usage.
- Duration of Service considerations – Notional Service Purchase, Purchase under PCW, transfer of prior pension benefits, Professional Added Years (as appropriate).
- Pensionable Remuneration – Salary Scale & Allowances, 3 year averaging, Tax Free Lump Sum maximisation – previous service, acting-up, dynamisation, pay increase on October 1.
- Overseas Service advice – occupational pension transfers and UK State Pensions benefits advice.
- Early Retirement Options including Cost Neutral Early Retirement